Certificate of deposit rates continue to stagnate, even for large deposit amounts. Annual percentage yields listed below are as of March 24, 2010.

Banks have either lowered or maintained the same annual percentage yields on jumbo certificates of deposit, according to this week’s BankShout survey. Among national and Internet banks, the top spot still belongs to EverBank, which is offering an APY of 3.33% on a five year term. Jumbo CDs require deposits that are at least $100,000.

The second-best yield for jumbos is through USAA; the military families-related financial institution currently has 3.15% annual percentage yield on its five year CD term. Although USAA’s rate currently ranks the bank second nationally, USAA actually dropped their jumbo yield from the 3.21% APY they were offering in February.

Other top 5-year jumbos this week include Discover Bank, Nationwide Bank, and OneWest Bank, FSB, all of which are advertising 3.10% APY for a $100,000 minimum balance. Utah-based Ally Bank has a 5-year jumbo CD for 3.09% APY, down from 3.15% last month. Troubled AIG’s banking division was one of the only institutions to hold the line on 60-month CDs, continuing to offer an APY of 3.05% on jumbos.

Among 1-year jumbo terms, Aurora Bank FSB has the best yield at 1.59% APY. Ally Bank’s 12-month jumbo is 1.55% APY while AIG offers 1.51% for the same term.