Some people like the security of certificates of deposit, but don’t like the idea of having their money tied up for a number of years. These individuals may tend to invest in CDs with terms of 12 months or less.

Here are some attractive yields for short-term CDs.

3-Month: ISN Bank has an annual rate of return of 1.01%. But a hefty $10,000 minimum is required. The New Jersey institution has offices in Somers Point, Cherry hill, and Woodstown.

6-month: Commerce National Bank and Trust’s branch in Winter Haven, Florida is offering an impressive annual yield of 1.26%. And you only need $500 to qualify for this rate.

12-month: NewDominion Bank is promoting an APY of 1.51% with a $3,000 minimum deposit. Though it has branches in Mooresville and Charlotte, North Carolina, it accepts online applications from customers in any state. Also, Melrose Credit Union in Queens, New York is offering the same rate for its 1-year CDs if you have at least $5,000 to deposit. Membership in the credit union is open to any U.S. resident.