BankShout looks at the top 1-year certificate of deposit rates as of Tuesday, June 1, 2010. Annual percentage yields (APY) are for national and Internet banks based in the U.S. Banks listed below are insured by the Federal Deposit Insurance Corporation.

1-year yields stayed relatively steady into the new month, as banks seemed to be unwilling to cut rates on one of their most popular certificate of deposit terms. This week’s BankShout poll leader remains Sallie Mae, at 1.55% APY and no minimum balance for the 1-year CD. Bank of Internet USA requires a $1000 deposit and is advertising 1.54% APY, good for second place in the survey. Aurora Bank, FSB, is offering 1.53% APY, also with a minimum opening deposit of $1000 for a 12-month term.

Other top offerings this week include newdominionDIRECT.com’s 1.51% APY, $3000 minimum deposit and Ally Bank’s no-minimum deposit 1-year certificate, with an APY of 1.50%. NOVA Bank, out of Philadelphia, Pennsylvania, is also giving 1.50% APY; minimum deposit is $500. Discover Bank has the same yield on a minimum balance of $2500.

The only bank to drop out of our survey this week is Nexity Bank. The Alabama-based Nexity slashed its 1-year CD yield to 1.24% APY, down from 1.51% in May. Nexity has continued a pattern of big rate cuts on its CD offerings, and has sometimes seemed out of step with other big Internet banking players over the last several months.